The Indianapolis Business Journal's on-line edition has an interesting article today asserting that a bank's tendency to negotiate traditional workouts is changing. The piece quotes Indianapolis experts in the area, including Dave Hamernik, who I've seen speak and whose firm is located in my firm's office building. A CPA and turnaround specialist, Mr. Hamernik knows his stuff. (Click here for his firm's website.) If what Mr. Hamernik and Mr. Beck say is true, this trend doesn't bode well for underperforming business borrowers.